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Online Personal Banking
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.   Home > Products & Services > Personal Banking
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. Personal Banking Products
 


We provide a variety of services to meet all your personal needs. FCB (USA) is ready to serve you.

Non-Interest Bearing Accounts

Personal Checking Account

  • Unlimited check writing
  • $100 minimum opening balance
  • $600 minimum average balance to avoid monthly service charge and per check charge
  • $10 monthly service charge
  • $0.20 per check
Special Checking Account

*For students over 18 and seniors over 62 years old
  • Unlimited check writing
  • $100 minimum opening balance
  • $3 monthly service charge plus
  • $0.20 per check over 10 checks
Interest Bearing Accounts

NOW Account
  • Unlimited check writing
  • $100 minimum opening balance
  • $1,500 minimum average balance to avoid monthly service charge and per check charge
  • $10 monthly service charge
  • $0.20 per check
Money Market Account (Tier-rated Account)
  • $100 minimum opening balance
  • $2,500 minimum average balance to avoid monthly service charge
  • $10 monthly service charge
  • Limited to six pre-authorized automatic or telephone transfers, by check or draft to third parties.
  • $10 charge for each transaction above the limitation
Platinum Money Market Account (Tier-rated Account)
  • $50,000 minimum opening balance
  • $10,000 minimum average balance to avoid monthly service charge
  • $20 monthly service charge
  • Limited to six pre-authorized automatic or telephone transfers, by check or draft to third parties.
  • $10 charge for each transaction above the limitation
Savings Account
  • $100 minimum opening balance
  • $500 minimum average balance to avoid monthly service charge
  • $10 monthly service charge
  • Limited to six withdrawal
  • $10 charge for each withdrawal above the limitation
Time Certificate of Deposit
  • $2,500 minimum opening balance*
  • 7 days to 2 years term

  • *Term less than 31 days require $100,000 minimum opening balance

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