It is a randomly generated one-time code we provide. You enter it before completing certain transactions to prevent fraudulent transactions and unauthorized access to your financial information.
It is an extra layer of online banking protection that ensures that your funds and financial information are safe. By requiring the entry of a one-time code and the use of a phone you have on record with us, fraud is prevented even if an unauthorized user learns your online banking user ID and password. It also ensures that you are notified if an unauthorized user attempts to access your account information or complete transactions without your knowledge.
It is easy! We'll give you the one-time code and you are asked to enter it when we call a number you have on record with us.
No. Once the code is entered, it is not needed again.
Your privacy is very important to us. We would like to advise you that Internet email is not secure. Please do not submit any information that you consider confidential. We recommend you do not include your social security or account number or other specific identifying information.
You are leaving First Commercial Bank USA's website and linking to a third party site. Please be advised that you will then link to a website hosted by another party, where you will no longer be subject to, or under the protection of, the privacy and security policies of First Commercial Bank USA. We recommend that you review and evaluate the privacy and security policies of the site that you are entering. First Commercial Bank USA assumes no liability for the content, information, security, policies or transactions provided by these other sites.