Mortgage Relief

Home Ownership Assistance for California Homeowners

First Commercial Bank (USA) understands the need to assist our customers during challenging times. If you’re having difficulty with monthly mortgage payment and wish to avoid foreclosure, we’re here to help. You may be eligible for a loan workout or modification. We determine eligibility for loan workouts on a case-by-case basis.

If you are interested in exploring your options, you will need to provide certain financial information, including the following:

1. Most recent pay stub
2. Most recent tax return
3. List of current monthly expenses
4. Bank statements

To discuss your options to avoid foreclosure, please contact our Residential Mortgage Department at (833) 890-1388

For a list of HUD-approved housing counseling agencies that can provide foreclosure prevention information, contact one of the following federal government agencies:

• The U.S. Department of Housing and Urban Development (HUD) at (800) 569-4287 or
www.hud.gov/counseling
• The Consumer Financial Protection Bureau (CFPB) at (855) 411-2372 or
www.consumerfinance.gov/mortgagehelp

The Federal Equal Credit Opportunity Act prohibits discrimination based on:

• Race or color,

• Religion,

• National origin,

• Sex,

• Marital status,

• Age (provided the applicant has the capacity to contract),

• The applicant’s receipt of income derived from any public assistance program, or

• The applicant’s exercise, in good faith, of any right under the Consumer Credit Protection Act.

Federal Deposit Insurance Corporation, Consumer Response Center,

1100 Walnut Street, Box #11, Kansas City, Missouri 64106

Military Personnel/Service members: If you or your spouse is a member of the military, please contact us immediately. The federal Service members Civil Relief Act and comparable state laws afford significant protections and benefits to eligible military service personnel, including protections against foreclosure as well as interest rate relief.